Maria Georgieva\ThinkStock

 

 

Credit Cards are usually a necessary evil.

We start out with good intentions, telling ourselves that we will only use them in case of an emergency, but sometimes that line gets blurred and we over extend ourselves.

Capital One recently sent out a revised contract to it's credit card users stating that they can 'contact you in any way we choose.'

So, if you happen to be a 'bit behind' on your bill or have missed a payment you can add the following things on top of the 'friendly' letter in the mail and phone call. Email, text, fax or a personal visit to your office or home.

Invasive? Yes!

Violation of your 4th Amendment rights? Not according to Santa Clarita Lawyer, Daniel E. Kann.

What do you think?

 

For more on this story you can check out the article in the Los Angeles Times.