As if American's don't have enough to worry about when it comes to money.  Get ready to shell out even more in 2011 for basic things.

#1.)  Groceries. The Department of Agriculture predicts a two to three percent increase in the cost of all food in 2011, mainly because the prices of corn and soybeans are going up.

--But food prices went up by almost 6% in 2008, so we should probably consider ourselves lucky this year.

#2.)  Clothing. The price of clothing has been going down for the last decade.  But cotton is 80% more expensive than it was at the beginning of 2010.  And some clothing brands are increasing their prices by as much as 10% in 2011.

#3.)  College. This year, the tuition prices at four-year universities is up by almost 5% for private schools, and 8% for public schools.  That's why a lot more people are going to community college first, then transferring.

#4.)  Gas. The former president of Shell Oil recently predicted that gas will cost FIVE DOLLARS A GALLON by the end of the year, which is about $2 higher than the current national average.  Let's hope he's wrong.

(WalletPop.com)

If you were considering buying a bicycle, you might want to because with gas at $5 a gallon that may be the cheapest way to go, unless you want to walk everywhere.