credit cards

Texans struggling to make ends meet are bridging the gap with credit cards as credit card debt increases across the state.

So Sunday night it was about 10:20 pm when I received the first call from my daughter in the Dallas area. Last week when she called me late it was because of the tornado that hit. So I never know what to expect when that phone rings.

The rule is that credit cards are only for emergencies. But there are some things you should not used them for at all.

Credit Cards are usually a necessary evil. We start out with good intentions, telling ourselves that we will only use them in case of an emergency, but sometimes that line gets blurred and we over extend ourselves.

Here are 6 things that you should negotiate on.  I'll be honest with you, I didn't think you could negotiate the price on some of these items.  Think about the money you could save.